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Savings Bonds

As of January 1, 2012, paper savings bonds are no longer sold at financial institutions.  This action supports Treasury’s goal to increase the number of electronic transactions with citizens and businesses. See the press release, the toolkit for financial institutions and the frequently asked questions.

U.S. Savings Bonds are sold throughout the country over the Internet and through payroll savings plans for electronic savings bonds in TreasuryDirect.

Bond Redemptions

Banks and credit unions can redeem savings bonds over-the-counter. Find out more about redeeming savings bonds.

Payroll Savings

The Payroll Savings Plan allows employees to save money by investing in savings bonds regularly through payroll direct deposit. Employers can offer electronic securities to their employees through Electronic Payroll Savings with TreasuryDirect.

Note: Treasury phased out the issuance of paper savings bonds through traditional employer-sponsored payroll savings plans as of January 1, 2011. See our FAQ.


Discover the options we have to help you educate your employees.

Guides and Newsletters

Visit this section for resources and reference materials about cashing savings bonds.

Communication Materials

We offer communication materials and clip art to help companies and businesses promote U.S. Savings Bonds. Learn about all the tools we offer to help you promote U.S. Savings Bonds to your employees.

Pricing Savings Bonds

Our pricing tool, Savings Bond Pro®, helps you to issue, price, and redeem savings bonds for your customers. And it's free to our agents.