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Savings Bonds
Today’s Rates
This includes a fixed rate of 1.10%
For I bonds issued May 1, 2025 to October 31, 2025.
Processing Times
Heavy volume is slowing our response time to cases sent by mail.
The following transactions require at least 2 weeks of processing time if bonds and/or TreasuryDirect accounts are in your name.
- Cashing paper savings bonds where you are named on the bonds, and you send in the bonds with your request
- Unlocking your TreasuryDirect account or updating your banking information within that account
- Converting your paper savings bonds into electronic format (in a TreasuryDirect account)
Requests to search for lost, stolen or missing savings bonds require at least 4 months to process.
Other paper savings bond transactions you are authorized to handle, but not in your name require at least 6 weeks to process.
Other TreasuryDirect requests, including trusts, may require 6 months or more to process.
Special Announcements for TreasuryDirect account holders:
2024 1099 tax forms for TreasuryDirect will be available January 31, 2025. See our 1099 information.
You can call us from 8 a.m. to 6 p.m. ET, Monday through Friday, at 844-284-2676.
The annual purchase limit for Series I savings bonds in TreasuryDirect is $10,000.
Check out our new savings bond explainer page
Latest News
May 2025
- The Fiscal Service Announces Activity for Securities in the STRIPS Program for April 2025
- Fiscal Service Announces New Savings Bonds Rates, Series I to Earn 3.98%, Series EE to Earn 2.70%
April 2025
- Fiscal Service Aids Savings Bonds Owners in Kentucky Affected by Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides; One-year minimum holding period waived
- The Fiscal Service Announces Activity for Securities in the STRIPS Program for March 2025
March 2025
February 2025
- Fiscal Service Aids Savings Bonds Owners in West Virginia Affected by Severe Storm, Straight-line Winds, Flooding, Landslides, and Mudslides; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in Kentucky Affected by Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides; One-year minimum holding period waived
- The Fiscal Service Announces Activity for Securities in the STRIPS Program for January 2025
