Savings Bond Calculator Help
Find out what your paper savings bonds are worth with our online Calculator. The Calculator will price paper bonds of these series: EE, E, I, and savings notes. Other features include current interest rate, next accrual date, final maturity date, and year-to-date interest earned. Historical and future information also are available.
To find what your paper bond is worth today:
- Click the "Get Started" button near the bottom of this page to open the Calculator.
- Once open, choose the series and denomination of your paper bond from the series and denomination drop-down boxes.
- Enter the issue date that is printed on the paper bond. Note: Enter two-digit months (e.g. 01, 12) and four-digit years (e.g. 1985 or 2001). If you're not sure where to find the issue date or serial number of your paper bond, see our bond diagram. NOTE: To find a bond’s value, you don't need to enter its serial number.
- Click the "Calculate" button.
To build an inventory of paper bonds:
- Repeat the above process for each of your paper bonds.
- The Calculator will add each new paper bond to the top of your inventory listing.
To find what your paper bonds are worth in other months:
If you'd like to see what your paper bonds were worth in the past or will be worth in the remaining months of the current rate period:
- Change the "Value as of" date at the top of the Calculator to the desired date.
- Click "Update".
- Your inventory will update to show the values or your paper bonds as of the date you enter.
- The Calculator can show you what your paper bonds were worth from January 1996 through the current rate period.
Not sure what data the Calculator is giving you?
If you have questions about any of the fields that are displayed, click the "Help" button at the top of the Calculator. You'll be taken to our help area where you can find short descriptions of what you're seeing in those fields.
Want to save your inventory?
Note: The Calculator won't save your inventory of paper bonds if you're using either of these browsers: Google Chrome, Microsoft Edge.
You can save your inventory so you can update your paper bond values quickly and easily. All you need to do is use your browser's built-in saving function. Click "View/Print/Save List" and then when the list appears, click "File" and "Save As" and name your inventory. Make sure that you save your file as an "HTML Only" file and that you know where on your computer's hard drive it will be saved. Then click "Save." If you'd like more detail, check out our Instructions for Saving Your Inventory Page. Note: Follow these same steps when re-saving an inventory you've updated.
Need to reopen a saved inventory?
You can open your existing inventory (if you have one) by navigating to the folder or directory where you saved your list using a file management program such "My Computer" (for Windows users) or the "Finder" (for Mac OS users). Once you locate your file, double-click it. This should load the file into your web browser where you can click the "Return to Savings Bond Calculator" button to update the values and continue working with your inventory.
Need to re-save an inventory you've updated?
You must follow the instructions for saving your inventory (above) once you've updated the values or added or removed paper bonds. If you'd like more detail, check out our Instructions for Saving Your Inventory Page.
Note: The Calculator won't save your inventory of paper bonds if you're using either of these browsers: Google Chrome, Microsoft Edge.
If you report interest to the IRS every year as the interest accrues
If you choose to report interest to the IRS annually, check out the Calculator's YTD Interest feature. It reports the amount of interest your paper bonds have accrued from the start of a year through the date you enter in the "Value as of" section. Here's how you can use this feature to calculate the amount of interest your paper bonds accrued in one calendar year:
- List the paper bonds you want to report annually.
- Enter December of the tax year in the "Value as of" box. For example, if you want to find the interest your paper bonds accrued in 1999, enter "12/1999" in the "Value as of" box.
- Find the value in the "YTD Interest" box. That's the amount of interest your paper bonds accrued that year.