Series HH Savings Bonds


  • We no longer offer Series HH savings bonds, but some we issued in the past havenít matured and are still paying interest.
  • Before Series HH savings bonds, we issued Series H savings bonds. All H bonds have matured.

Unlike EE bonds, HH bonds are current-income securities. You paid face value and receive interest payments by direct deposit to your checking or savings account every six months until maturity or redemption.

Use HH bonds to:

  • Supplement retirement income
  • Learn more in HH Savings Bonds in Depth
  • For service, you may call 844-284-2676 (toll free) and speak with a customer service representative. Representatives are available from 8 a.m. to 6 p.m. Eastern Time, Monday through Friday, except holidays. (We discontinued Internet Services for HH/H Savings Bonds.)
at a glance
Current Rate: 1.5%
Minimum purchase: NA
Maximum Purchase: NA
Denominations: Were sold at face value. $500, $1,000, $5,000, $10,000
Issue Method: Paper bond certificates

Rates & Terms

  • HH bonds were available only in exchange for Series EE or Series E bonds or upon reinvestment of matured Series H bonds.
  • You paid face amount; i.e., a $500 HH bond sold for $500.
  • The interest rate of an HH bond was set on the day it was purchased and remained that rate for 10 years. After 10 years the rate could have been changed.

Redemption Information

  • Minimum term of ownership: 6 months
  • Interest-earning period: 20 years or until you cash them, whichever comes first

Tax Considerations

  • Interest earnings are exempt from state and local income taxes but are subject to federal, state, and local estate, inheritance, gift, and other excise taxes.
  • Interest earnings are subject to federal income tax.

HH Bond-related FAQs

  • When is interest earned on my HH bonds?
  • Do I have to pay taxes on my interest earnings?
  • How do I purchase an HH bond?