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Treasury Notes

Treasury Notes Facts:

  • Also called T-notes
  • Short to medium-term investments (term can be 2, 3, 5, 7 or 10 years)
  • Set or fixed interest rate
  • Can be bought directly from the U.S. Treasury, or through banks and brokers
  • Price of T-notes is set at an auction

The price you pay can be less, the same, or more than the face value of the note. You receive interest from the Government every six months. When you reach the end of the note’s term, the Government pays you the full total value or "face value" of the note. You can hold the note until it reaches its full value, or sell it before the end of its term.

View the art of bonds - View posters used by the United States Government to encourage people to purchase savings bonds.