Financial Literacy Springs to the Forefront in April

Money Smart Week

Money is top of mind this month for many Americans preparing for the April 15 tax deadline. April brings two other important reasons to focus on finances: National Financial Literacy Month and Money Smart Week® 2013 (April 20-27). Both initiatives offer great resources to set meaningful financial goals and achieve them by saving money regularly.

Financial Literacy Month and Money Smart Week complement the mission of the U.S. Department of the Treasury's Ready.Save.Grow. campaign by encouraging healthy financial habits and promoting financial literacy. The Ready.Save.Grow. campaign is supporting these initiatives by serving as a Money Smart Week partner, and by providing information and resources about ways to save during Financial Literacy Month.

Financial Literacy MonthJoin the Ready.Save.Grow. campaign and hundreds of other organizations this month in encouraging Americans to learn about the benefits of saving and other effective personal finance habits. Check out our toolkits about Treasury savings options at

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  In The News
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  Partner Tools/Resources
Tax Refund toolkit for nonprofit organizations

America Saves Week 2013 toolkit for nonprofit organizations

Toolkit for nonprofit organizations

Toolkit for employers

Current US Savings Bond Rates button

Partner News: America Saves Week Shined Spotlight On Saving

Institute for Financial Literact Tweet

The Ready.Save.Grow. campaign joined hundreds of leading nonprofits, government agencies and financial institutions in supporting America Saves Week from February 25 to March 2.

Reflecting this year's America Saves Week theme of "Set a goal. Make a Plan. Save Automatically." the Ready.Save.Grow. campaign shared information with community-based groups about Treasury savings options that can help people gain control over their financial future.

Ready.Save.Grow. campaign partners promoted America Saves Week as well. The Corporation for Enterprise Development helped spread the word through a blog post and social media messages, and the Institute for Financial Literacy shared information with their Twitter followers.


Using Tax Refunds to Build Savings

Tax season can be a great time for people to build up their nest eggs, said Jerry Kelly, national director of the Ready.Save.Grow. campaign, in a February guest post in the New America Foundation's blog, The Ladder.

"According to the IRS, we received more than 110 million tax refunds last year with an average return of $2,803. Even taking just $50 or $100 of the refund to start saving now can help us kick start our long-term savings goals," Kelly wrote.

"With tax season now in full swing, many of us will have the money to save through a refund of our federal taxes. We'll also have the chance to pay ourselves first by splitting our refund to send part of it directly to savings and the rest of it to our checking account or debit card—even to our mailbox in the form of a check. And we can do it in a straight-forward, single-step process by completing IRS Form 8888."

For Kelly's full blog post, visit

Jerry Kelly's blog


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Ready.Save.Grow. is a service mark of the U.S. Department of the Treasury.


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