Encourage Holiday Season Gift-Giving with U.S. Savings Bonds
Giving savings bonds as holiday gifts can send a meaningful message about saving to children and young adults. This holiday season, the Treasury Department has issued newly designed printable gift certificates in vintage themes to present to loved ones.
Digital savings bonds are available on TreasuryDirect.gov for as little as $25. They are affordable and safe, because they protect the original principal while earning interest.
Below are helpful tips for giving digital savings bonds as gifts:
- Both the gift-giver and recipient will need to have an account in TreasuryDirect, the Treasury Department’s secure, online system for managing digital savings bonds and other Treasury securities conveniently, 24/7. Open an account.
- Children under the age of 18 can receive gifts via a minor linked account within the TreasuryDirect account of the parent or guardian.
- Detailed instructions on buying digital savings bonds as gifts are available in this video, tip sheet and instructional demo. Share these resources on your website, social media channels and member communications to show your members the benefits of buying a bond as a gift.
More information about purchasing digital savings bonds as gifts can be found in the gift giving section of the Ready.Save.Grow. website.

Help People Save at Tax Time
Help those you serve turn tax season into a time for savings.
In 2013, tax refunds can again be used to buy Series I savings bonds. When filing their tax returns, people can designate how much of their refund should be used toward paper I Bonds by using IRS Form 8888. Any remaining unused funds will be returned by direct deposit or check. While most savings bonds are electronic, savings bonds purchased with tax refunds can be issued in paper form for those without TreasuryDirect accounts.
Check out this FAQ for more information about tax refund savings bonds, and spread the word through your existing communications channels.

Thank You Partners!
We’d like to offer a special "thank you" to all of our Ready.Save.Grow. partners who played a key role promoting and supporting the "Save Out Loud" contest. More than 15 non-profits reached over 800,000 students, educators, advisors and parents by sharing contest information via Twitter, Facebook, blogs and e-newsletters. Specific efforts included:
- Institute for Financial Literacy promoted "Save Out Loud" by tweeting and posting contest information to their Facebook page.
- America Saves tweeted, posted to their Facebook page and blogged through their website.
- Family, Career and Community Leaders of America (FCCLA) included "Save Out Loud" on their website and in their e-newsletter.
- Contest judge Beth Kobliner, a member of the President's Advisory Council on Financial Capability, published a blog article on Mint.com, which reached more than 609,000 readers.
- National Council on Economic Education included the contest information in their blog and e-newsletter to teachers.
Thank you to everyone who helped get the word out about "Save Out Loud."

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