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Press Room FAQs

What is TreasuryDirect?

TreasuryDirect allows customers to electronically purchase, manage, hold and redeem Treasury securities online through electronic transfers to and from a designated savings or checking account.

Does TreasuryDirect offer ALL Treasury securities for sale online?

TreasuryDirect offers the full range of Treasury's consumer securities: Treasury bills, Treasury notes, Treasury bonds, Floating Rate Notes, Treasury Inflation-Protected Securities (TIPS), Series EE savings bonds and Series I savings bonds.

TreasuryDirect account holders purchase these securities in a single online account, providing 24/7 convenience for tracking and managing all Treasury consumer securities.

Do you still sell paper savings bonds?

Yes.  You can purchase paper Series I bonds with your IRS tax refund. We discontinued sales of paper savings bonds at banks as of January 1, 2012, and discontinued the issuance of paper savings bonds through traditional employer-sponsored payroll savings plans as of January 1, 2011. See our FAQ.

Can I still purchase savings bonds using my credit card?

No. Savings Bonds Direct, which allowed purchases by credit card, was discontinued on Dec. 30, 2003, and customers can no longer purchase bonds using a credit card. Instead, customers can log onto www.treasurydirect.gov and open an account to purchase their bonds by debiting a checking or savings account. No paper bonds are issued through TreasuryDirect.

Has the EasySaver program; been eliminated?

Yes. We stopped accepting new EasySaver accounts after Dec. 30, 2003. Sales through accounts established prior to that date continued through March 2005.

I bought a savings bond through TreasuryDirect but didn't receive the paper bond. Why not?

When you purchase a savings bond through TreasuryDirect, you won't receive a paper bond. Securities in TreasuryDirect are electronic.

Electronic savings bonds comply with the Paperwork Reduction Act of 1995, requiring all federal agencies to reduce the amount of federal paperwork imposed on the public.

Is buying securities online safe?

TreasuryDirect uses Secure Sockets Layer (SSL) software, a widely accepted method for sending secure information over the Internet. This software encrypts all personal and payment information so that it cannot be read as the information travels over the Internet. We don't share your personal information with anyone.

In addition, TreasuryDirect has implemented several security features to protect your account, These include a virtual keyboard, password, personal image, and security questions.

How can I buy a savings bond as a gift?

The "Gift Box" function in TreasuryDirect allows customers to buy savings bonds for someone else and keep the bonds in their own account until they are ready to give them to the recipient. Once the purchaser knows the recipient's required information – his or her full name, social security number and/or taxpayer ID number and address – and has confirmed that the recipient has established a TreasuryDirect account, he or she can transfer the gift into the recipient's account. The gift recipient will then receive an e-mail announcing the transaction.

Currently, anyone 18 years of age and older can be a TreasuryDirect account holder. In January 2004, additional account registration options were added to TreasuryDirect that allow account holders to establish accounts for minors and custom accounts within their primary TreasuryDirect account.

Can I transfer my savings bonds into someone else's TreasuryDirect account?

Absolutely. Customers can buy an I bond or EE bond and place it in the site's "Gift Box" to give at a later date.

When you buy savings bonds as gifts, you must hold them in your TreasuryDirect account for at least five business days before you can deliver them to the gift recipient. The five-day hold protects Treasury against loss by ensuring the ACH debit has been successfully completed before the funds can be moved.

When the purchaser is ready to give the gift, he/or she can transfer it into the recipient's account. An e-mail is sent to the gift recipient announcing the transaction.

Note: Deliveries from the Gift Box are ownership transfers that may have tax consequences.

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