dcsimg

RESEARCH CENTER

ACCOUNT CENTER

Log in Now

Treasury Securities That Have Stopped Earning Interest

Do you have savings bonds that have matured and stopped earning interest? If so, it's time to cash them in, or reinvest them, and have your money start working for you again.

It's important to check your savings bonds periodically to determine if they're still earning interest, and if they're not, they should be redeemed. Use the tables below to determine whether your bonds have stopped earning interest, or for how long you can expect them to earn interest. (You should keep a list of your bonds, by serial number, in a safe location and separate from the actual bonds.)

You can also check Treasury Hunt, if you're not sure whether you own any bonds that have matured. This system provides information only and doesn’t give you status of your bonds. For status, you need to contact:

  • Bureau of the Fiscal Service
    P.O. Box 2186
    Parkersburg, WV 26106-2186

Also, marketable securities are subject to bond calls, cases where the Treasury stops paying interest on bonds before the scheduled maturity date. Be sure to note your security's maturity date and check the website for bond calls.

NOTE: Marketable securities - U. S. Treasury bills, notes, bonds, Floating Rate Notes, and Treasury Inflation-Protected Securities (TIPS) - have maturities ranging from a few days to 30 years.

The following savings bonds no longer earn interest:

SERIES ISSUE DATE
E All issues
EE January 1980 through October 1984
H All issues
HH January 1980 through October 1994
Savings Notes All issues
A, B, C, D, F, G, J, K All issues

How long savings bonds earn interest, based on issue date:

SERIES ISSUE DATE NUMBER OF YEARS BONDS EARN INTEREST
E May 1941- November 1965 40 years
December 1965 - June 1980 30 years
EE All issues 30 years
H June 1952- January 1957 29 years, 8 months
February 1957- December 1979 30 years
HH All issues 20 years
I All issues 30 years
Savings Notes All issues 30 years