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Series EE/E Savings Bond Rates

Tables are provided on this page for the following rate information:

EE Bonds Issued May 2005 and After

EE Bonds issue-dated May 2005 and after earn a fixed rate of interest. This fixed rate is determined by the issue date of the bond.

DATESAVINGS BOND RATES
Nov 2013 Apr 2014 0.10%
May 2013 - Oct 2013 0.20%
Nov 2012 - Apr 2013 0.20%
May 2012 - Oct 2012 0.60%
Nov 2011 - Apr 2012 0.60%
May 2011 - Oct 2011 1.10%
Nov 2010 - Apr 2011 0.60%
May 2010 - Oct 2010 1.40%
Nov 2009 - Apr 2010 1.20%
May 2009 - Oct 2009 0.70%
Nov 2008 - Apr 2009 1.30%
May 2008 - Oct 20081.40%
Nov 2007 - Apr 20083.00%
May 2007 - Oct 20073.40%
Nov 2006 - Apr 20073.60%
May 2006 - Oct 20063.70%
Nov 2005 - Apr 20063.20%
May 2005 - Oct 20053.50%

EE Bonds Issued May 1997 through April 2005

Bonds issue-dated May 1997 through April 2005 earn interest at the savings bond rates determined each May 1 and November 1. Rates apply to the first semiannual earning period starting on or after the effective date shown.

EFFECTIVE DATESAVINGS BOND RATES
NOV 1, 2013 1.19%
MAY 1, 2013 0.68%
NOV 1, 2012 0.63%
MAY 1, 2012 0.81%
NOV 1, 2011 1.19%
MAY 1, 2011 1.77%
NOV 1, 2010 1.50%
MAY 1, 2010 2.16%
NOV 1, 2009 2.19%
MAY 1, 2009 1.64%
NOV 1, 20082.80%
MAY 1, 20082.74%
NOV 1, 20074.11%
MAY 1, 20074.15%
NOV 1, 20064.39%
MAY 1, 20064.11%
NOV 1, 20053.61%
MAY 1, 20053.42%
NOV 1, 20043.25%
MAY 1, 20042.84%
NOV 1, 20032.61%
MAY 1, 20032.66%
NOV 1, 20023.25%
MAY 1, 20023.96%
NOV 1, 20014.07%
MAY 1, 20014.50%
NOV 1, 20005.54%
MAY 1, 20005.73%
NOV 1, 19995.19%
MAY 1, 19994.31%
NOV 1, 19984.60%
MAY 1, 19985.06%
NOV 1, 19975.59%
MAY 1, 19975.68%

Short-Term/Long-Term Rates for Bonds Issued May 1995 through April 1997

Bonds issue-dated May 1995 through April 1997 earn interest at the rates specified in the table below.

  • Rates are determined each May 1 and November 1
  • Rates apply to the first semi-annual earning period starting on or after the effective date shown
  • Bonds earn interest at the short-term rates during the first five years from date of issue; after that, interest is earned at the long-term rates
EFFECTIVE DATESAVINGS BOND RATES
Short-TermLong-Term
NOV 1, 2013 N/A 1.12%
MAY 1, 2013 N/A 0.65%
NOV 1, 2012 N/A 0.59%
MAY 1, 2012 N/A 0.76%
NOV 1, 2011 N/A 1.12%
MAY 1, 2011 N/A 1.67%
NOV 1, 2010 N/A 1.42%
MAY 1, 2010 N/A 2.04%
NOV 1, 2009 N/A 2.06%
MAY 1, 2009 N/A 1.55%
NOV 1, 2008N/A 2.65%
MAY 1, 2008N/A2.58%
NOV 1, 2007N/A3.88%
MAY 1, 2007N/A3.92%
NOV 1, 2006N/A4.15%
MAY 1, 2006N/A3.88%
NOV 1, 2005N/A3.41%
MAY 1, 2005N/A3.23%
NOV 1, 2004N/A3.07%
MAY 1, 2004N/A2.68%
NOV 1, 2003N/A2.47%
MAY 1, 2003N/A2.51%
NOV 1, 2002N/A3.07%
MAY 1, 2002N/A3.74%
NOV 1, 2001N/A3.84%
MAY 1, 20013.77%4.25%
NOV 1, 20005.36%5.23%
MAY 1, 20005.15%5.41%
NOV 1, 19994.35%4.90%
MAY 1, 19993.91%4.07%
NOV 1, 19984.01%4.35%
MAY 1, 19984.47%4.77%
NOV 1, 19974.53%5.28%
MAY 1, 19974.63%5.36%
NOV 1, 19964.56%5.53%
MAY 1, 19964.36%4.85%
NOV 1, 19954.75%5.16%
MAY 1, 19955.25%6.31%

Market-Based Rates for Bonds/Notes Issued before May 1995

The 5-year U.S. Treasury securities yields shown in the table below, which apply to bonds/notes issue-dated before May 1995, and held for at least five years, are calculated each May 1 and November 1. The market-based rate is:

  • Set at 85% of the average of these yields for the applicable earning periods.
  • Rounded to the nearest one-hundredth of one percent for bonds issued May 1989 and later, and for bonds/notes which entered an extended maturity period on or after that date; otherwise, the rate is rounded to the nearest one-quarter of one percent.
  • Applied to the entire period for which the bond/note is entitled to market-based earnings.
EFFECTIVE DATE5-YEAR TREASURY SECURITIES YIELDS
NOV 1, 2013 1.32%
MAY 1, 2013 0.76%
NOV 1, 2012 0.70%
MAY 1, 2012 0.90%
NOV 1, 2011 1.32%
MAY 1, 2011 1.97%
NOV 1, 2010 1.67%
MAY 1, 2010 2.40%
NOV 1, 2009 2.43%
MAY 1, 2009 1.83%
NOV 1, 2008 3.12%
MAY 1, 20083.04%
NOV 1, 20074.57%
MAY 1, 20074.61%
NOV 1, 20064.88%
MAY 1, 20064.56%
NOV 1, 20054.01%
MAY 1, 20053.80%
NOV 1, 20043.61%
MAY 1, 20043.16%
NOV 1, 20032.90%
MAY 1, 20032.96%
NOV 1, 20023.61%
MAY 1, 20024.40%
NOV 1, 20014.52%
MAY 1, 20015.00%
NOV 1, 20006.16%
MAY 1, 20006.36%
NOV 1, 19995.77%
MAY 1, 19994.79%
NOV 1, 19985.11%
MAY 1, 19985.62%
NOV 1, 19976.21%
MAY 1, 19976.31%
NOV 1, 19966.51%
MAY 1, 19965.70%
NOV 1, 19956.08%
MAY 1, 19957.42%
NOV 1, 19946.96%
MAY 1, 19945.53%
NOV 1, 19935.00%
MAY 1, 19935.62%
NOV 1, 19925.93%
MAY 1, 19926.56%
NOV 1, 19917.50%
MAY 1, 19917.73%
NOV 1, 19908.46%
MAY 1, 19908.25%
NOV 1, 19898.21%
MAY 1, 19899.19%
NOV 1, 19888.65%
MAY 1, 19888.12%
NOV 1, 19878.44%
MAY 1, 19876.87%
NOV 1, 19867.13%
MAY 1, 19868.26%
NOV 1, 19859.83%
MAY 1, 198511.17%
NOV 1, 198412.87%
MAY 1, 198411.71%
NOV 1, 198311.04%
MAY 1, 198310.17%
NOV 1, 198213.05%