Replacing or Reissuing a Lost or Destroyed Paper EE Bond
On this page:
Replacing: If your paper bond is lost, stolen, mutilated, or you never received it, you can request a substitute paper bond.
Reissuing: If you want to change who is named on the bond as owner, coowner, or beneficiary, or if there is a major error in the names, we must reissue the bond. See: Reissuing Paper EE Bonds.
We must have all of the following information before searching for the record of your security:
- Bond serial number -- If you donít have the bond serial number, provide all of the following:
- Specific month and year of purchase
- Complete social security number (for example 123-45-6789)
- Names, including middle names or initials
- Address (street, city, state)
To request a substitute bond:
- Fill out Form PD F 1048.
You can do this in either of two ways:
- Order a paper Form PD F 1048
- Fill out Form PD F 1048 on-line
The on-line form is in Adobe Acrobat PDF. If you do not have Acrobat Reader on your computer, download the free Acrobat Reader
If you use the online form: After filling it out, print it so you can sign it and have your signature certified at your financial institution according to the instructions on the form.
- Take the filled-out form to your financial institution to sign and have your signature certified according to the instructions on the form.
- Mail the completed form to:
Bureau of the Fiscal Service
P.O. Box 7012
Parkersburg, WV 26106-7012
Note: Once you receive substitute bonds or payment instead of substitute bonds, the original bonds are no longer yours. They belong to the U.S. government. If you later find the original bonds, please return them to the Bureau of the Fiscal Service at the Parkersburg, West Virginia, address listed above.
- Reissuing or replacing?
- What changes do NOT require reissuing the bond?
- When must Treasury reissue the bond?
- What form do I use?
- Who must approve a change?
- Must I pay federal income taxes when Treasury reissues abond?
Reissue will not be made if the request for reissue is received less than one full calendar month before the final maturity date of a bond. An EE bond's final maturity date is 30 years after the issue date.
We do not reissue bonds for these changes:
|Situation||What to do|
|Name change because you got married||No reissue needed. When you cash in the bond, sign both your name
that is on the bond and your married name.
|Minor typo inyour name||No reissue needed. When you cash in the bond, sign your correct name.|
|Address change||No reissue needed.|
|Wrong Social Security Number (SSN)||No reissue needed, See: Correcting a Social Security Number (SSN) on a Bond|
We must reissue a bond in these situations:
- to correct a major error
- for a court-ordered change
- when you change the beneficiary
- when you change who owns or co-owns the bond
Note: If you are thinking about changing who owns or co-owns the bond, it would be a good idea to contact the Treasury Retail Securities Site to find out what changes are permitted.
The following sections tell you what to do for each situation that requires reissuing a bond.
Each form is available in two ways:
- We can mail you a paper copy.
- You can fill out a form on-line, print it, sign it, have the signature(s) certified, and mail it to us.
- The online forms are in Adobe Acrobat PDF. If you do not have Acrobat Reader on your computer, download the free Acrobat Reader.
Instructions are on the forms. The appropriate address for mailing is on each form.
|To correct a major error|
|For a major error, such as
||Form PD F 4000
|For a court appointment|
|A court has appointed a guardian, conservator, or similar representative for the estate of a living owner or co-owner. This may happen for
||Form PD F 1455
|When you change who owns or co-owns the bond|
|The owner has died (or both co-owners have died)|
|You want the newowner to be a personal trust estate||Form PD F 1851
|You want to
||Form PD F 4000
|When you change the beneficiary|
|You want to
||Form PD F 4000
|Who must approve a change?|
|Situation||Who must sign|
|Two living people co-own the bond and want to request a change that is permitted. (If you are not sure if the change you want is permitted, check with the Treasury Retail Securities Site.||Both co-owners must sign the form|
|Two people co-own the bond and one needs to make a change such as changing his or her own name||Only the owner making the change about himself or herself must sign the form|
|The owner wants to change the beneficiary||The owner may make this change. The beneficiary does not have to agree to the change.|
Consider this situation: You were an owner or co-owner on the old bond. You are not an owner or co-owner on the reissued bond. In that case, you are responsible for reporting on your federal income tax returninterest earned during the time you owned or co-owned the bond.
We provide an IRS Form 1099-INT.
|Electronic bonds||Log in to TreasuryDirect and go to ManageDirect. Form 1099-INT is one of the links on the ManageDirect page.|
|Paper bonds||Form 1099-INT is mailed to you after the end of the calendar year in which the bond was reissued.|