Learn More About

Below you'll find topics and a brief description about features or subjects that you may want to Learn More About. For a more detailed definition, click on any topic.

Security Features and Protecting Your Account
Information about security features and suggestions for protecting your account.

The Payroll Savings Plan
Certain customers can now set up a Payroll Savings Plan to purchase electronic savings bonds in TreasuryDirect. The feature allows individual primary account owners to make recurring purchases of electronic Series EE and Series I Savings Bonds, funded by a payroll allotment.

Entity Accounts
Certain entities are permitted to open accounts in TreasuryDirect and conduct transactions in eligible Treasury securities.

Converting Your Paper Bonds
Customers can convert their paper bonds to electronic form in their TreasuryDirect account through SmartExchange®.

Zero-Percent Certificate of Indebtedness
The Zero-Percent Certificate of Indebtedness (Zero-Percent C of I or simply, C of I) is a Treasury security that does not earn any interest. It is intended to be used as a source of funds for purchasing traditional Treasury securities.

Payroll Zero-Percent Certificate of Indebtedness
The Payroll Zero-Percent Certificate of Indebtedness (Payroll C of I) is a Treasury security that does not earn any interest. It is intended to be used as a source of funds for purchasing Series EE and Series I Savings Bonds through the Payroll Savings Plan.

Linked Accounts
Open a Minor or Custom account, or use the Conversion account to convert your paper securities into electronic form. TreasuryDirect Linked Accounts make it easier than ever to keep track of all your savings securities in a single account.

Purchase Limitations
Check out the purchase limitations for all types of Treasury securities available.

Transaction Restrictions
To process transactions more effectively, we must apply restrictions to certain actions performed in your account.

The Auction Process
TreasuryDirect offers you the flexibility of participating in Treasury security auctions directly from your account.

Security Types
Information about the full line of products available.

Reinvesting Maturing Proceeds
TreasuryDirect allows you to reinvest the proceeds of a maturing marketable security in a new security of the same type and term.

Marketable Security Transfers
All the information you need to transfer a security to another account holder, a broker, or from an outside account into your TreasuryDirect account is right here.

Tax Reporting
Having trouble figuring out your tax liability within your account? Tax reporting made simple for all your transactional needs.